In high school, I had a teacher who influenced me greatly, Miss Olive J. Williams, and she was versatile in music, and I wanted to be like her. She exposed me to the world of classical music. Before then, I had never heard classical music. She exposed me also to the great composers of the world, as well as black performers, which I didn’t know about at the time: Marian Anderson, Paul Robeson, Roland Hayes and Dorothy Maynor and others.

They were local. They tended to be the math teacher at junior high school, Jack Druckman, the math teacher in high school, Irene Finkel, who ran and supported the math team. They tended to be very local heroes. I was never one at those times for distant heroes and truly heroic legendary heroes. They were the local teachers who really made a huge difference in my life.

In my early years it was undoubtedly my father. My father was director of a sanatorium for pulmonary tuberculosis, and at that time there were no antibiotics, tuberculosis was a terrible disease. And, he and I would walk in the woods around that sanatorium and he would discuss his worries about his patients. And from him, I certainly inherited this extreme concern about the well-being of patients. I’ve seen him very happy when he succeeded after months and months of rest and other things to have these people go home cured. I’ve also seen him crying and desperate after trying for a long time and a patient did not get well, and went home to die.

My parents inspired me by their example. They both grew up in the Depression, and both of them had to quit school when they were quite young to work, because there actually was no choice. So, though they’re intelligent people — and my father in particular is interested in books and has subsequently, since his retirement, attended classes at the University of Buffalo — nonetheless, they didn’t have any opportunity to be educated. So they’ve always impressed me with their resilience, their good spirits, their courage. It wasn’t an easy life, and I won’t go into details, but there were a lot of problems. And yet they were never defeated. Somebody else might have been defeated. Someone else might have been really depressed, or become an alcoholic or something, because there were personal problems and economic crises. But I just remember them carrying on and just doing their lives. They really made a strong impression on me.

There was another bill that I think did make a contribution to the crash that I wish I had vetoed for symbolic reasons. They would have overturned my veto. And that was a bill that allowed banks to engage in all these derivatives, like collateralized debt obligations, without sufficient collateral. Now, it passed overwhelmingly. Almost every Democrat voted for it, and we all wanted it because it reauthorized something I’ll call the Community Reinvestment Act. The Community Reinvestment Act, if the government enforces it, requires every bank in America to reinvest some money where they take deposits. And we’ve got 800 billion dollars of investment under it when I was president. Ninety-six percent of all the money that had ever been invested under it, going back to the 1970s, was in those eight years. See, it was a goldmine of broad-based prosperity, and I wanted it badly, and a lot of other Democrats did, and we voted for it, but it would have been overridden, the veto. And I wish I had vetoed it because I never believed — I had a big argument with Alan Greenspan. He said, “But these things only affect investors with 100 million dollars or more. They can take care of themselves.” I said, “Yeah, I don’t care if they lose 100 million, but you don’t understand. If 100 of them lose 100 million, or 1,000 of them lose 100 million, it can wreck the whole rest of the economy,” which is essentially what happened in the housing crisis. So I wish — it would have become law anyway. I wish I had vetoed that and sounded the alarm.

Yeah, there were a lot of brave people who stood up. Then, you know, it cost Martin Luther King and Medgar Evers and the three civil rights workers in Philadelphia, Mississippi, and Viola Liuzza and a lot of the others their lives, but they were on the right side of history, and they believed if they made this sacrifice that it would work out. And whenever I get discouraged about everything they stood against rising up again, I realize there just are no public, or permanent, victories. You have to keep fighting for freedom.

Oh, yeah. I spent a lot of time in the public library. When we moved I was seven years old, and I got a library card, and I used to go to the library all the time, and I loved all the, you know, standard children’s novels. I love those Biblical epics, but my favorite books when I was a child were books about Native Americans: tribal leaders; Osceola, who brought the alphabet to the Seminoles; Chief Joseph of the Nez Perce; and the standard ones that were heroes in all the Western movies. But I was fascinated. The Cherokee had moved across my state on the Trail of Tears when they were expelled from the East and then moved over to the reservation lands. I became fascinated with what happened to the Native Americans and the struggle that many were undertaking then — and they still try to preserve their traditions and their way of life, their ties to the land, and still provide education and participate in the life of the country. I was interested in it then. I’m interested in it now. The Native Americans in our country who don’t have casinos on their tribal lands still have the lowest per capita income of any ethnic group in America. It’s a disgrace, and when I became president I was the first president since James Monroe in the 1820s to invite all the tribal leaders to the White House, and it was fascinating. Some of the ones who came from lands that had casinos flew in on their private jets. A lot of the others had to pass the hat in the reservation to raise enough money to pay for a plane ticket, and they all came, and we began to meet, and I learned a lot from them.

If I had to make the welfare decision again tomorrow, I’d sign it again tomorrow. We had a 60 percent reduction in the welfare rolls. We had an enormous percentage of poor people move into the workforce, start middle-class lifestyles, and when we had a brief tech recession of six months in 2001, after I left office, people who had moved from welfare to work were less likely to be laid off than the general working population. So I would do it again.

I do think my mother had a lot to do with that. I mean, after all, you know her — it was not near as bad as having your husband die in a car wreck after — he survives World War II. They had a great life planned, and he gets killed in a car wreck, not because of a concussion, but because in a fluke, the tire blows out on his car. He’s thrown out of the car. He lands in a ditch in a field, and the ditch is full of water, and he can’t get out of the ditch before he drowns. There’s — it made it look a little whiny for me to be all bent out of shape about losing an election, and I realized that it was a weird deal. It was 1980. It was Reagan’s election. It was a period not unlike now, widespread resentment over the stagnant economy, the Iran hostage crisis, and I bet I had a hundred people coming to — I’m not exaggerating — coming to me and saying, “God, Bill, I didn’t know you were going to lose. I just voted against you to because I didn’t like some of the things you’d done.” And I remember once — one of the funniest things that ever happened to me. I was driving over to see my mother. I lived in Little Rock, and she lived in Hot Springs 50 miles away, and in the middle of the trip was a little country store owned by a guy who ran the elections in that area and was real smart, so I went in to get a Coke, and started talking to him. And this little boy came up to me in overalls, and he said, “You’re Bill Clinton, aren’t you?” I said, “Yes.” He said, “I helped to beat you. I cost you 11 votes, and it was no accident.” I said, “You did?” He said, “Yeah.” He said, “It was me, my wife, our two boys and their wives, and five of my friends. We just decked you.” I said, “Why’d you do it?” He said, “I had to because you raised my car tax. The car license.” And so we’re standing on the interstate. I said, “Look over there. You remember when I was governor? That highway broke wide open, and even big trucks were off in the ditch, and I had to send the National Guard down here to clean it up, and we had to fix it.” He said, “Yeah, I remember. I don’t care. I still didn’t want to pay it.” So I was laughing at the guy, and I said, “Let me ask you something.” I said, “If I ever ran again, would you vote for me?” He said, “Absolutely.” I said, “You would?” He said, “Sure. We’re even now.” And I went — and there were no cell phones, so I had a dime. I went and put it in the payphone, and I called Hillary, and I said, “You know, I’m not dead yet. We might have to run again.

Well, it wasn’t a game to me. We were taught, interestingly enough, given the current state of political affairs, that you should try not to hate anyone, that hatred was a sickness and a weakness, and that there were very few people who were completely evil, so you should go out of your way to figure out what makes them tick and see if you can find some way to communicate with them. I learned that more with my family — even before I was old enough to know what I was doing —when I was eating meals, my grandmother’s brother and his family had — they had four kids, and they always fed a lot of people, and we ate there a lot, and they would talk about whatever had happened that week. And the kids could talk, but they had to prove they could listen first, so before I could tell a story I had to recount what I had just heard, because if you weren’t listening, nobody wanted to listen to you. And it was like a primer in human nature, and I was fortunate in having people all along the way who tried to help explain other people to me, and I developed an obsessive interest in doing it.