Ultimately, it’s a man who was teaching us English Literature in what we call matricula, the last 2 years of high school. He really was quite extraordinary. When he spoke of a Shakespearean play, you almost thought that he grew up with Shakespeare! He was very good, yes. A black guy who was fantastic and gave us a deep love for literature.

I wanted to know. I asked a lot of questions and she would say, "Read, read."…So she inspired me a great deal.

At this school I was allowed to learn things which interested me: French, History, lots of Poetry by heart, and above all Riding and Swimming. The impression of those years makes a pleasant picture in my mind, in strong contrast to my earlier schoolday memories.

they did what good teachers are meant to do, which is inspire you to love literature.

The simplicity and yet profoundness of the above logic leads us to conclude that for us the most natural and truthful path is to invest this wealth until "our last check bounces", as one of our personal heroes, Chuck Feeney, likes to say.

Pix is probably the most successful payment infrastructure run by a government in history. I think Pix has been what has allowed a country like Brazil to leapfrog developed economies like the U.S. and in Europe, and has positioned Brazil today probably five years ahead of the U.S. I don't think anybody understands that, and probably in the U.S. they didn't really expect that.

we should invest the majority of our wealth the same way we are investing the majority of our time- by helping to improve people's lives.

Apenas me despierto, a las 5:00 a. m., cuando voy a hacer deporte. Es lo primero que cojo cuando me despierto. No es la mejor práctica, pero sí desde tempranito.

No, falta mucho por construir. Estoy muy contento con lo que hemos podido construir en Nubank en estos casi diez años. En lo personal, tengo una familia con cuatro niños chiquitos y eso es un desafío gigantesco, que crezcan, sean buenas personas y lleguen a ser buenos ciudadanos. Es un gran desafío en el que estoy muy enfocado.

Primero, lanzarse, incluso sin tener todas las respuestas. Segundo, tener resiliencia y disciplina, porque los mercados son volátiles. Tercero, buscar grandes problemas del consumidor. Muchas oportunidades nacen de la frustración.